Capital Investment Advisors
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Be Empowered by
​Staying Informed

​Here, you’ll find a variety of resources to help you plan and estimate your retirement income.

​As always, reach out to us if you have any concerns or questions—we’re here for you!

Calculators

Sequence of Returns
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Retirement Income
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Life Insurance
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401(k) Planning
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Capital Investment Advisors

403 2nd Ave North
Clanton, AL 35045
205.280.3763
Melinda Cook McCullough
​
melinda@capital-ia.com

Shane Hay

shane@capital-ia.com
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​Investment Advisor Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. Capital Investment Advisors, LLC is independent of BFCFS. Due to various state regulations and registration requirements concerning the dissemination of information regarding investment and insurance products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered. Investment products and services available only to residents of Alabama and Florida.
​Licensed Insurance Professional.  We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. 
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Investing involves risk, including the loss of principal.  No Investment strategy can guarantee a profit or protect against loss in a period of declining values.  Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products.  Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.
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